Financial Management Software
Complete Financial Control for Ship Owners & Fleet Managers
Managing maritime finances requires precision, automation, and real-time insights. The NOZZLE Finance Module offers automated payables & receivables tracking, smart budgeting, invoice approvals, and seamless ERP integration—ensuring accuracy and efficiency across your fleet.
Full procurement tracking – from requisition to purchase order. Automated invoice approvals – based on financial limits and workflow rules. Advanced multi-currency support – real-time exchange rate updates. Integrated with ERP & accounting systems – SAP, Microsoft Dynamics, Logo & more

Accurate Financial Planning for Every Vessel
Accurate Financial Planning for Every Vessel
NOZZLE Budget Management & Forecasting empowers companies to plan, monitor, and optimize their finances with confidence. From setting vessel-specific budgets to analyzing deviations in real time, the module gives both office teams and management a clear view of spending patterns. By combining budget planning with forecasting and reporting, it helps prevent cost overruns, improve transparency, and ensure financial stability across the fleet.
Key Features:
- Vessel & Fleet-Level Budgeting – Create and manage budgets per vessel or across the fleet for complete financial visibility.
- Estimate vs. Actual vs. Expected – Monitor real-time spending performance and instantly detect deviations.
- Deviation Alerts – Get automatic notifications when spending exceeds planned thresholds.
- ERP & Procurement Integration – Seamlessly connect budgets with procurement and accounting systems for real-time updates.
- Automated Forecasting – Predict future expenses with smart forecasting tools, helping prevent overruns.
Real-Time Visibility into Financial Transactions
Enhanced Payables & Receivables Tracking
Maintain full control over incoming and outgoing payments with a seamless payables and receivables management system. From invoice creation to approval and settlement, every step is automated and fully traceable. Gain instant clarity on outstanding balances, due dates, and overdue invoices, ensuring smoother cash flow across your fleet.
Key Features
- Automated Invoice Processing – Link invoices directly to purchase orders and budgets for accuracy.
- Real-Time Payment Status – Track pending, approved, and overdue invoices instantly.
- Due Date Monitoring – Get alerts on upcoming payments to avoid delays and penalties.
- Budget & PO Integration – Ensure invoices match approved budgets and purchase orders.
- Multi-Currency Handling – Manage global operations with automatic exchange rate application.
- Audit Trail & Approval Workflow – Gain transparency with detailed logs and multi-step approvals.
- Cash Flow Insights – Improve financial planning with consolidated receivables and payables reports.

Invoice Approval Workflow
Automated Multi-Level Approvals for Faster Processing
Streamline your invoice approval process with automated, rule-based workflows. Define approval chains according to financial limits, departments, or vessel-specific policies. Gain real-time visibility into approval status, minimize delays, and maintain strict compliance across your operations. Automated notifications keep stakeholders engaged, ensuring invoices are approved and processed without bottlenecks.
Key Features
- Customizable Approval Chains – Configure workflows by amount thresholds, departments, or vessel policies.
- Real-Time Status Tracking – Monitor the progress of each invoice through every approval stage.
- Automated Notifications – Keep managers and finance teams informed to avoid approval delays.
- Multi-Level Authorization – Ensure financial accuracy with tiered approvals for high-value invoices.
- Seamless Integration – Link approvals directly with budgets, purchase orders, and financial reports.
- Audit-Ready Logs – Maintain transparency and compliance with detailed approval history.
- Mobile Approvals – Approve invoices anytime, anywhere with mobile-friendly workflows.
Credit Note & Refund Management
Simplified Handling of Overpayments & Returns
Manage refunds and overpayments with ease using automated credit note and refund workflows. Instantly create and apply credit notes to invoices, ensuring accurate reconciliation and preventing duplicate payments. Maintain clear financial records of all returns and adjustments to support transparency, compliance, and efficient financial operations.
Key Features
- One-Click Credit Note Creation – Generate credit notes directly from invoices or transactions.
- Invoice Linking – Apply credit notes to relevant invoices to avoid double payments.
- Refund & Adjustment Tracking – Record overpayments, returns, and corrections in a structured way.
- Organized Transaction History – Keep a transparent audit trail for all credit note activity.
- Error-Free Reconciliation – Eliminate manual mistakes with system-driven validation.

Crew Payroll & Financial Integration
Seamless Payroll Processing for Vessel Crews
Simplify and streamline crew payroll with a fully integrated finance-payroll system. Automate salary calculations, convert payments into multiple currencies, and ensure compliance with local and international regulations. Export payroll reports for audits and financial planning, while eliminating manual processes and reducing errors.
Key Features
- Automated Payroll Processing – Seamlessly calculate and disburse crew salaries on time.
- Multi-Currency Salary Conversion – Pay crews in their preferred/local currencies with real-time exchange rates.
- Bank & Finance System Integration – Link payroll directly with financial institutions for faster payments.
- Regulatory Compliance – Ensure payroll aligns with maritime labor standards and tax regulations.
- Detailed Payroll Reports – Export structured reports for audits, compliance checks, and management review.
- Overtime & Allowance Tracking – Manage overtime, bonuses, and special allowances accurately.
- Secure & Transparent Records – Maintain a clear digital trail for every payroll transaction.
- Reduced Manual Errors – Automate complex calculations to minimize financial risks.
Advanced Multi-Currency Management
Real-Time Exchange Rate Conversion
Simplify global financial operations with automated multi-currency management. Convert transactions into a unified reporting currency, access live exchange rates, and eliminate manual errors. Ensure accurate reporting and effortless handling of cross-border payments across your entire fleet.
Key Features
- Automated Currency Conversion – Instantly convert transactions into a single reporting currency.
- Live Exchange Rate Updates – Stay synced with real-time rates to prevent miscalculations.
- Multi-Currency Support – Manage invoices, payroll, and payments in multiple currencies.
- Centralized Reporting – Consolidate all currency data into one clear financial view.
- Error-Free Accounting – Reduce risks from manual calculations and mismatched rates.
- Compliance-Ready Reports – Generate accurate financial reports for audits and stakeholders.
- Seamless System Integration – Connect currency conversion with budgeting, invoicing, and payroll modules.
Mobile Finance Management
Approve Invoices & Monitor Budgets Anywhere
NOZZLE’s Mobile Finance Management feature brings flexibility to financial operations by enabling managers to act on the go. Whether approving invoices, checking budget balances, or receiving alerts on urgent updates, all critical financial tasks can be managed directly from mobile devices. This ensures faster decisions, stronger budget control, and uninterrupted financial oversight—no matter where you are.
Key Features
- On-the-Go Approvals – Approve or reject invoices instantly from your phone or tablet.
- Real-Time Budget Tracking – View vessel-level budgets and financial performance anytime.
- Push Notifications – Stay updated with alerts for pending approvals and financial deviations.
- Secure Access – Mobile login with role-based permissions ensures data safety.
- Seamless Integration – Mobile actions sync with office dashboards in real time.
- Multi-Device Support – Access financial workflows across iOS and Android platforms.
- Quick Audit Trails – Every approval or rejection is logged for compliance tracking.
Finance Business Intelligence
Advanced Analytics for Smarter Financial Decisions
NOZZLE’s Finance Business Intelligence transforms raw financial data into clear, actionable insights. With real-time dashboards and AI-powered analytics, ship operators, CFOs, and finance teams can easily monitor payables, receivables, budgets, and cost patterns. This visibility not only ensures accurate financial planning but also helps identify inefficiencies and unlock savings across the fleet.
Key Features
- Real-Time Financial KPIs – Track payables, receivables, budgets, and cost deviations instantly.
- Interactive Dashboards – Customize views for fleet managers, CFOs, and accountants.
- Customizable Reports – Generate detailed financial statements in Excel, PDF, or email formats.
- Fleet-Wide Visibility – Compare vessel-level and company-level performance for smarter allocation.
- Predictive Insights – Use advanced forecasting to anticipate financial challenges and opportunities.
Testimonials
NOZZLE delivers reliable ship management solutions trusted by maritime companies worldwide. Our software helps fleets stay compliant, improve efficiency, and manage operations with confidence.